Privacy Policy

We have created this Privacy Policy to demonstrate our firm commitment to privacy
and security. This Privacy Policy describes how our company collects information
from all end users of our Internet services (the “Services”)-those who access some
of our Services but do not have accounts (“Visitors”) as well as those who may
purchase Products and/or pay a monthly service fee to subscribe to the Service
(“Members”)-what we do with the information we collect, and the choices Visitors
and Members have concerning the collection and use of such information. We
request that you read this Privacy Policy carefully.

Personal Information Our Company Collects and How It Is Used

Introduction: Our company collects information in different ways from Visitors and
Members who access the various parts of our Services and the network of Web
sites accessible through our Service. We use this information primarily to provide a
customized experience as you use our Products and Services, and generally, do
not share this information with third parties. However, we may disclose personal
information collected if we have received your permission beforehand or in very
special circumstances, such as when we believe that such disclosure is required
by law or other special cases described below.

Registration: Members may be asked to provide certain personal information when
they sign up for our Products or Services including name, address, telephone
number, billing information (such as a credit card number), and the type of
personal computer being used to access the Services. The personal information
collected from Members during the registration process is used to manage each
Member’s account (such as for billing purposes). This information is not shared
with third parties, unless specifically stated otherwise or in special circumstances.

However, in instances where our company and a partner jointly promote our
Services, we may provide the partner certain personal information, such as the
name, address, and username of persons who subscribed to the Services as a
result of the joint promotion for the sole purpose of allowing us and the partner to
assess the results of the promotion.

In this instance, personal information may not be used by the partner for any other
purpose. We may also generate non-identifying and aggregate profiles from
personal information Members provide during registration (such as the total
number, but not the names, of Members). As explained in more detail below, we
may use this aggregated and non-identifying information to sell advertisements
that appear on the Services.

Our Company Partners and Sponsors: Some products and services may be
offered to Visitors and Members in conjunction with an affiliate, independent
contractor seller or non-affiliated partner. To provide Visitors and Members some
of these products and services, the partner may need to collect and maintain
personal information. In these instances, you will be notified before any such data
is collected or transferred and may decide not to use that particular service or
feature.

Additionally, our partners may have advertisements or co-branded Web Pages
that are cosponsored by an affiliate, independent contractor seller, or
non-affiliated partner. Our company may share non-identifying and aggregate
information (except as described above), but not personal information, with such
partners in order to administer the co-branded products or services offered.

Online Shopping: At some Web sites, you can purchase products and services or
register to receive materials, such as a newsletter, catalog or new product and
service updates. In many cases, you may be asked to provide contact information,
such as your name, address, email address, phone number, and credit/debit card
information.

If you complete an order for someone else, such as an online gift order sent
directly to a recipient, you may be asked to provide information about the recipient,
such as the recipient’s name, address, and phone number. Our company has no
control over the third parties’ use of any personal information you provide when
placing such an order. Please exercise care when doing so.

If you order services or products directly from our company we will use the
personal information you provide only to process that order. We do not share this
information with outside parties except to the extent necessary to complete that
order.

Online Advertisements: Our company may display our online advertisements. In
those cases we share aggregated and non-identifying information about our
Visitors and Members collected through the registration process as well as through
online surveys and promotions with these advertisers.

Additionally, in some instances, we use this aggregated and non-identifying
information to deliver tailored advertisements or joint ventures. For instance, an
advertiser or joint venture company tells us the audience they want to reach and
provides us an advertisement tailored to the audience. Based upon the
aggregated and non-identifying information we have collected, we may then
display or send the advertisement to the intended audience. Our company does
not share personal information about its Visitors or Members with these advertisers
or joint venture companies.

Responses to Email Inquiries: When Visitors or Members send email inquiries to
our company, the return email address is used to answer the email inquiry we
receive. Our company does not use the return email address for any other
purpose and does not share the return email address with any third party.

Voluntary Customer Surveys: We may periodically conduct both business and
individual customer surveys. We encourage our customers to participate in these
surveys because they provide us with important information that helps us to
improve the types of products and services we offer and how we provide them to
you. Your personal information and responses will remain strictly confidential, even
if the survey is conducted by a third party. Participation in our customer surveys is
voluntary.

We may take the information we receive from individuals responding to our
Customer Surveys and combine (or aggregate) it with the responses of other
customers we may have, to create broader, generic responses to the survey
questions (such as gender, age, residence, hobbies, education, employment,
industry sector, or other demographic information). We then use the aggregated
information to improve the quality of our services to you, and to develop new
services and products. This aggregated, non-personally identifying information
may be shared with third parties.

Special Cases: It is our company’s policy not to use or share the personal
information about Visitors of Members in ways unrelated to the ones described
above without also providing you an opportunity to opt out or otherwise prohibit
such unrelated uses.

However, we may disclose personal information about Visitors or Members, or
information regarding your use of the Services or Web sites accessible through
our Services, for any reason if, in our sole discretion, we believe that it is
reasonable to do so, including: credit agencies, collection agencies, merchant
database agencies, law enforcement, or to satisfy laws, such as the Electronic
Communications Privacy Act, the Child Online Privacy Act, regulations, or
governmental or legal requests for such information; to disclose information that is
necessary to identify, contact, or bring legal action against someone who may be
violating our Acceptable Use Policy or Terms Of Service, or other user policies; to
operate the Services properly; or to protect our company and our Members.

“Cookies” and How Our Company Uses Them. A “cookie” is a small data file that
can be placed on your hard drive when you visit certain Web sites. Our company
may use cookies to collect, store, and sometimes track information for statistical
purposes to improve the products and services we provide and to manage our
telecommunications networks.

If you are a Visitor or Member we may use a cookie to save your settings and to
provide customizable and personalized services. These cookies do not enable
third parties to access any of your customer information. Additionally, be aware
that if you visit other Web sites where you are prompted to log in or that are
customizable, you may be required to accept cookies.

Advertisers and partners may also use their own cookies. We do not control use of
these cookies and expressly disclaim responsibility for information collected
through them.

Our Company Commitment to Children’s Privacy. Protecting children’s privacy is
especially important to us. It is our policy to comply with the Children’s Online
Privacy Protection Act of 1998 and all other applicable laws. Therefore we restrict
our Web site to persons eighteen years or older.

YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THIS WEB SITE.
IF YOU ARE UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO
ACCESS THIS WEB SITE FOR ANY REASON. DUE TO THE AGE RESTRICTIONS
FOR USE OF THIS WEB SITE, NO INFORMATION OBTAINED BY THIS WEB SITE,
FALLS WITHIN THE CHILD ONLINE PRIVACY ACT (COPA) AND IS NOT
MONITORED AS DOING SO.

Public Forums: Please remember that any information you may disclose in any
Member Directory, or other public areas of our Web sites or the Internet, becomes
public information. You should exercise caution when deciding to disclose personal
information in these public areas.

Our Company’s Commitment to Data Security: Services and Web sites we sponsor
have security measures in place to protect the loss, misuse, and alteration of the
information under our control. While we make every effort to ensure the integrity
and security of our network and systems, we cannot guarantee that our security
measures will prevent third-party “hackers” from illegally obtaining this information.

Where to Direct Questions About Our Privacy Policy: If you have any questions
about this Privacy Policy or the practices described herein, you may contact us
through the contact information provided on this Web site.

Revisions to This Policy: Our company reserves the right to revise, amend, or
modify this policy, our Terms Of Service agreement, and our other policies and
agreements at any time and in any manner, by updating this posting.

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